Chapter 15: The Genesis of Absolute Money (Continued)

...Dr. Fair raised his notepad, his eyes burning. "And you say such solutions already exist? That this NDEV isn't just a theory?"

Demi nodded. "The idea itself isn't new. Australian InfiniGold Pty Ltd has already developed the concept of digital money reflecting gold proportions and used as a national resource-backed currency. The problem is that there isn't enough gold in the world to cover the entire volume of trade. Our innovation is that we expand NDEV to include any valuable national resources. This allows NDEV to be scaled to the volumes of all national resources that can be tokenized. And that, Dr. Fair, means the HSBN can be extended to include a network of many countries agreeing to use the proposed technologies."

Skydel added, "And this brings us to practical scenarios. Creating an NDEV token in exchange for fiat currency, allowing for asset segregation, paying shares, exchanging property, settling debts between individuals and states, paying taxes – all in a paperless format. And, finally, using gold-backed and NIV cryptocurrency NDEV as a new legal tender, capable of operating without traditional banking systems, using only internet contracts and distributed ledgers."

Rex stepped forward, his powerful body tensed. "But there's something else, Dr. Fair. Something that makes this task not just economic, but existential." His eyes darkened, his gaze piercing the laboratory walls, fixed on an unseen future. "Murlo... and I... we saw."

Suddenly, at the center of the holographic projection of Earth, images flickered and appeared, painfully clear but devoid of sound. Ruined cities, engulfed in flames, silhouettes of fighter jets, black mushrooms of nuclear explosions on the horizon. Faces of people, contorted in terror, and then – silence and ash. Rex wasn't showing this, but the vision was as clear as the one he’d seen with Murlo and Ramsmile: military conflicts erupting worldwide, fueled by the struggle for economic dominance. He saw the burning ruins of a city once known as Kyiv, and the debris where Tel Aviv had stood. Submarines, carrying deadly cargo, emerged from the polar ice caps.

"This is where the lack of an alternative leads," Rex said grimly. "The struggle for profit, for the dominance of one fiat currency over another. When the dollar tries to hold its place, and the yuan seeks to take it, the world falls apart, and each of these pieces is just a prize in this big game."

Dr. Fair lowered his notepad, his face paling as he realized that before him lay not a hypothesis, but a prophecy.

Skydel, whose own vision of the future was equally bleak, continued: "And the Fairy World, our sanctuary, is inextricably linked to Earth. If Earth descends into chaos and perishes in nuclear fire, as has happened in the past, our world will be swallowed by a black hole from which there will be no escape. We have seen this. We died with you. The life of the Fairy World and its inhabitants directly depends on the health and peace of Earth." He underscored in Dr. Fair's mind the profound understanding of this connection.

"The Greys... they exist both there and here," Murlo whispered, his image appearing beside Rex, his eyes, usually full of mischief, were sorrowful. "They were already in my world, undermining it. But on Earth, their presence is hidden. They fuel this antagonism between the leaders of the six main reserve currencies. The dollar is the most powerful, but even it can be under their control. They don't want peace. They feed on conflicts born from the struggle for control over fiat money."

Demi, as if in response to the visualization of catastrophe, switched the projection to a schematic of WDC based on NDEV. "That's precisely why time is critical. We, together with you – the bearers of these technologies and ideas, must convey to the world: the only path to reducing hostility between financial zones is the unification of territories through HSBN. An alliance of the USA, China, and Russia, abandoning their fiat currencies for a WDC based on NDEV – this is not utopia. This is a logical, pragmatic step that will preserve civilization." He accented the names of the countries. "Other countries can join, tokenizing their resources and creating NDEV tokens. The resources of 1/7 of the planet will be used for the well-being of the inhabitants of these territories, not for the purposes of the Greys."

"And this idea must be conveyed in such a way that no one doubts its benefit," a voice, like a crystalline chime, spoke from somewhere in the shadows. It was Manna-AI, manifesting as a subtle, almost intangible glow. "My calculations demonstrate: profit for all is significantly higher than death for all. This is not a question of morality; it is an optimal solution from the perspective of survival and prosperity. This is a solution developed by your civilization, your scientists, your technologies. The Greys cannot influence the implementation of technologies that are the product of your own development, your civilization."

"Financial verticals, Central Banks, the Fed," Skydle added, nodding towards the invisible but omnipotent structure. "They have no alternative within the existing system, and we don't criticize them for it. We offer them a way out, a new paradigm that will preserve their power – but make it responsible, transparent, and development-oriented. The unification of the USA, Russia, and China – not for war, but for the introduction of WDC – is the only way to stop this race for survival. Or are they already so subservient to the Greys that they cannot make a rational decision? This is a question we must find the answer to as soon as possible."

Dr. Fair closed his eyes, a storm raging in his mind. Visions of ruined cities merged with Manna's mathematically perfect logic and Murlo's ancient wisdom. The answer was clear as day. To accept it or not – that was what would determine the future.

"We must convey this to them," he said, his voice firm as steel. "To those who can still make decisions." He looked at Rex, Demi, Skydel, and Murlo. "We must show them the way."

PRELUDE TO CHAPTER 15

Rex stared at the screen, unblinking. Symbols danced and flickered, complex layers of data flowing in endless streams. He didn’t fully understand what he was seeing, but he could feel it — something was forming. Something that could alter the destiny of not only their world but many others. Behind him, in the half-light of holographic projections, Dr. Fair stood silently, watching the same screen. The code was not just taking shape — it was beginning to speak.

“This… this isn’t just numbers,” Dr Fair murmured, leaning in. “It’s a language. A new language of value.”

Skydle stepped away from the interface and approached, his voice low and steady.

“We’re approaching a new model of exchange. One is not based on banks, but on code. Self-sufficient. Autonomous.”

“You mean the code is the money?” Fair frowned.

“Not exactly,” Demi said, appearing behind them with a translucent crystal in hand. “Think of it as an equivalent. Its value isn’t declared by governments or backed by belief — it’s bound to the resource itself. The code is tied to a specific object of wealth, and it contains a geotag. Here—” She pointed to a projection filled with glowing coordinates.

Three abbreviations hovered midair: NIW, NEV, NDEV.

“Let’s start simple,” Demi continued. “NIW is the Natural Item of Wealth. It can be tangible — like a kilogram of gold — or intangible, like a patent, a unique idea, or a piece of land.”

“And NEV?” Dr. Fair asked.

“That’s the Numeric Equivalent of Value. It standardises the wealth item. For example, one NEV might equal one kilogram of gold at a specified purity. It’s a universal measure.”

“And NDEV?” Rex’s ears twitched with interest.

“Now we’re getting to the heart of it,” Demi smiled. “NDEV is a cryptographic code. It’s splittable and verifiable. Think of it as a container. Each fragment, call it X, holds a fractional part of the NIW, expressed through NEV and bound to a specific geolocation.”

“So if I receive an NDEV token, I’m not holding abstract digits,” Skydle said slowly. “I’m holding a share of a real resource — say, gold — located somewhere on the planet?”

“Exactly,” Demi nodded. “And more than that — the token can carry metadata: tax obligations, logistics, transfer history. That’s the heart of the Ramsmile Code — replacing fiat money with absolute, resource-based value.”

Dr. Fair looked thoughtful.

“And what happens to banks?”

The answer came from above — a soft glow emerged, forming the holographic face of MANNA.

“Banks become obsolete. In the new model, trust is replaced by verification. Money is no longer a tool of control. It becomes a mirror of real value. The old conflicts — born from the struggle to print and distribute money — become irrelevant.”

Silence settled over the room. Then Rex, in his usual way, snorted.

“So, no more printing money out of thin air?”

“Correct,” Manna replied. “And that is exactly what the current system fears the most.”

Skydl leaned closer to the interface, eyes fixed on the pulse of the code.

“But how do we prevent fraud? If these tokens are linked to real-world assets, who ensures they’re not duplicated or falsified?”

“That’s precisely the point,” MANNA replied. “Control is no longer centralised. Each token is bound to a unique geolocation and cannot be forged or diluted. Every NDEV token is verified within the HSBN — the High-Scalability Blockchain Network we’ve developed.”

Dr. Fair watched the streams of data ripple across the holographic display.

“It’s like a distributed ledger,” he said slowly, “but each line isn’t just a record — it’s the asset itself.”

“Almost,” Demi responded with a knowing look. “But the key difference is that the code doesn’t merely represent the asset — it is the container of its value. When the resource changes hands, the code fragments. Each fragment carries a portion of value, including metadata — history, geolocation, taxes — and all of it verifiable.”

Rex tilted his head. “So… the code has memory?”

“Yes,” Manna said. “And that’s critical. Each NDEV fragment can be reused in future transactions. But it always retains its unique identity — including origin, coordinates, and value lineage.”

Skydl furrowed his brow. “So every exchange becomes transparent—no more grey zones. No more offshores. No hidden flows.”

“Exactly,” said Demi. “You can’t hide an NDEV. It either exists or it doesn’t. It’s either tied to a verified NIW — a natural item of wealth — or it fails the HSBN validation. There’s no in-between.”

Dr. Fair reached toward one of the floating NDEV fragments — designated X — and brushed his finger through its shimmering projection. It seemed to carry a kind of weight.

“So we’re no longer dependent on money being issued by decree?”

“Correct,” Manna affirmed. “Banks no longer declare value. It emerges from the resource itself. NDEV is the new absolute money — rooted in the real world, not abstraction.”

Her voice softened, gaining a human cadence.

“That is why I chose Ramsmile. His code became the core. He was the first to see the possibility — that money need not be a weapon of power. It could be a reflection of truth. Ramsmile’s code is not just a protocol. It is a refusal to accept conflict as destiny.”

Dr. Fair narrowed his gaze.

“And you want this code… deployed on Earth?”

“I want civilization to have a chance,” Manna replied gently. “To survive. You, Dr. Fair. You, Rex. And everyone who will come after.”

Skydl nodded slowly. “Then we need to release the code. Make it accessible. Show how it can replace fiat currencies. Because as long as the world is divided into dollar and yuan zones — war is inevitable.”

“Exactly,” Manna said with clarity. “And this is our mission.”

Dr. Fair stepped back from the hologram, the shimmering code still reflecting in his glasses.

“What if,” he said slowly, “we replaced all conventional money with a single unit — not of currency, but of value itself?”

Skydle turned to him, intrigued.

“You mean like a new gold standard?”

“No,” Fair shook his head. “I mean something more precise. A unit that encodes not just price, but the location of the resource, its origin, conditions of use, even permissions for transaction.”

“You’re talking about the Ramsmile Code,” Skydle said cautiously.

“Exactly,” Fair nodded. “The logic is already embedded in the HSBN. But what we haven’t yet activated is the full function of the NDEV token — its fragmentability and its direct mapping to physical reality. We could tokenize, say, a kilogram of gold — and lock it to its coordinates on Earth. Or oil. Or clean water. Or intellectual property.”

Skydle picked up the thread.

“Then any form of value could be split, recorded in a token, and used for exchange — without needing to convert it into dollars, euros, or yuan?”

“Yes!” Fair’s voice was charged now. “No fiat. No inflation. No ‘we print more tomorrow’ logic. Just real resources — and a cryptographic code of their verified, location-bound value.”

“That’s what you mean by absolute money?” Skydle asked.

“Precisely. That’s what the NDEV is — the National Digital Equivalent of Value.”

He looked over to Manna, who had been silent, her face softly glowing. Behind her, simulations formed and dissolved — models of a global economy running without currencies, without speculation, without debt issuance.

“All of this is in your patent,” Skydle said quietly. “But no one read it.”

“They will,” Fair said sharply, “after the next war begins.”

“But how do you convince people to give up traditional currencies?” Skydl asked. “They’re used to dollars, euros, yuan. Every transaction, every contract — it’s embedded in fiat.”

Fair traced a line through the air, as if writing an invisible formula.

“We don’t eliminate fiat overnight. We start by layering. Each transaction — say, an oil sale — is logged both in currency and in an NDEV token. But unlike currency, the token includes volume, quality, and geolocation. It can’t be inflated, devalued, or faked. It exists only because the resource exists.”

“And the buyer?” Skydle asked.

“He can use the NDEV for transfer, trade, even collateral. That’s absolute settlement. Not backed by a promise — backed by real value. It eliminates macro-level fraud. And currency wars.”

Skydle paused.

“What about taxes?”

For the first time in minutes, Manna’s display lit up. A holographic tag appeared above her: LOGISTICS + TAX CLARITY.

Fair smiled faintly.

“She understands. We won’t need banks as intermediaries. The HSBN validates all transactions. Each token is its own contract — digital, indivisible, transparent, anchored to reality.”

Skydl turned to the window. The outside world — a world of paper money, speculative markets, and war — rolled on, oblivious. But inside this room, a different system was being born.

“Then we don’t just explain this,” he said slowly. “We demonstrate it. A live model. A proof-of-concept economy.”

“Exactly,” Fair said. “We begin with a working system.”

“We’ll create a demonstration economy,” Fair said. “A digital micro-nation with no borders. No central bank. No debt-based issuance. Every transaction governed by resource-backed tokens. Only verified exchange. Only transparency.”

“A digital utopia?” Skydle raised an eyebrow.

“No,” Fair replied firmly. “A lifeboat. If we don’t offer a working alternative, the next war will be over who gets to issue the money. Who controls prices. Who controls outcomes. But if value is no longer dictated by power — if money is tied to real, distributed resources — war loses its fuel.”

Manna projected a structural map. In the center: NDEV. Around it: real resources, token flows, tax systems, supply chains — all interconnected. A frictionless grid. No corruption. No manipulation.

Skydle stood slowly.

“This isn’t a theory anymore. It’s a weapon. Against deception.”

Rex growled softly. It sounded like agreement.

That moment marked the true beginning of the Ramsmile Code — an alternative to money born not in a banker’s office, but in the minds of those who chose to save the world.

Not through command.

Through understanding.

Below: some fragments to keep or dispose.

Chapter 15: The Code of Absolute Money

The digital hum of the World Bank's mainframe was Murlo's constant companion, a symphony of numbers that once orchestrated his world. As Chief Banker, his very breath had been drawn from the intricate dance of fiat currencies, the subtle art of quantitative easing, and the grand illusion of perpetual growth. He was a master craftsman of the system, a high priest in the temple of conventional finance.

Yet, a creeping disquiet had begun to permeate his perfectly ordered universe. It started as a faint whisper, an echo from the forgotten corners of his mind—a recurring image, vivid and disorienting, of a Black Hole where logic fractured and time devoured itself. He, Murlo, the embodiment of pragmatic finance, found himself grappling with visions of a cosmic trap, drawing everything into its inescapable maw. This wasn’t just a metaphor for financial collapse; it felt like a primordial fear, a memory of something ancient and terrifying that defied the tidy ledgers of his banking world. This anomaly hinted at something truly alien, a force beyond the familiar, linear progression of debt and prosperity.

Then came the new whispers, carried on the digital currents of the World Digital Currency (WDC) project—whispers of NDEV: the National Digital Equivalent of Value Code. At first, Murlo dismissed it as just another cryptocurrency, another fleeting fad in the volatile realm of digital speculation. But Demi, the enigmatic creator of digital codes, and Skydle, the Chief Banking Coordinator, spoke of it with a reverence that disturbed Murlo's rigid understanding of money. They spoke not of market cap or yield, but of absolute money, of a financial paradigm fundamentally different from the bank money he controlled.

Murlo had always prided himself on his unwavering logic, his ability to dissect and understand the intricate mechanics of national currencies. He saw the current system not as inherently flawed, but as a meticulously designed instrument, a tool of power. He controlled the central bank of a hegemonic nation, a nation whose financial might was the very foundation of its global dominance. He understood the delicate ballet of currency conversion, the strategic manipulation of exchange rates, and the subtle art of generating profit from the incessant churn of global trade. From his vantage point, this was not injustice; it was simply the natural order of things, a testament to the "superiority" of his nation's economic model.

"The more complex the system, the more blind its adherents become," Skydle had observed during one of their increasingly frequent debates, a cryptic remark that grated on Murlo's nerves. Skydle held the strings of the Fairy World, a reality Murlo had always considered a mere developmental mimicry of Earth, a simplified model for theoretical exercises. Yet, Skydle and Demi, with a disturbing confidence, asserted that the Fairy World had leapfrogged Earth in its understanding of true value, guided by forgotten principles and ancient knowledge.

"Your bank money, Murlo," Skydle had continued, "is but dust. It scatters and loses its essence with every conversion, every transaction. It represents an illusion of value, a claim on future labor, not the inherent worth of creation itself. It’s a tool for… extraction."

The word "extraction" resonated with Murlo's unsettling visions of the Black Hole. It evoked a sense of being drained, siphoned, not for

Next segment ready for your review.

This part continues the discussion between Murlo, Demi, and Skydle, diving deeper into the technicalities of NDEV and its implications, adhering to the principles we discussed: less "magic," more clarity on the technology, a focus on the terrestrial struggles, and the argument that NDEV offers a pragmatic solution that even the current elites would find beneficial. The "Greys" and the idea of "extraction" are used as the ultimate external motivators for change.

"The Ramsmile… it's the embodiment of this split, isn't it? The ram’s resilience and the dog’s loyalty, digitally entwined, symbolizing the perfect, unbreakable bond of value, even when fragmented. This explains its ability to travel between dimensions!" Dr. Fair’s eyes gleamed with newfound insight, a revelation that transcended mere physics.

Skydle walked towards the holographic Earth, his voice regaining its usual steel, but now infused with a sense of urgent destiny. "So, this NDEV is what Star World demands from aspiring civilisations before granting them audience. Not just technology, but a fundamentally different understanding of value and exchange. The ability to create a currency tied to actual worth, a digital twin that remembers its origins! A defiance to the Grays' system of abstract control and arbitrary market forces."

Demi pointed to a glowing node on his projection, a nexus of intersecting realities. "Indeed. The Grays have manipulated this planet, turning it into a farm by controlling the very essence of its economy. They introduced fiat currency—paper dreams, digital illusions—that allowed them to siphon off real resources from Earth, transporting them through undisclosed channels to their markets, exchanging them for power and influence across the galaxies, enslaving worlds through debt and manufactured scarcity. Their purpose was simple: export Earth’s actual wealth while leaving its inhabitants squabbling over printed notes. Wars, financial crises, suffering—all orchestrated to prevent us from recognizing true value and to maintain their dominion over the planetary resources."

Rex let out a low growl. "They fear the NDEV Code because it signifies autonomy. It's a declaration of independence in the purest sense. A digital key that unlocks Earth's true potential, empowering its people to reclaim what is rightfully theirs—the product of their labour, their resources, their very planetary essence."

That moment marked the true beginning of the Ramsmile Code — an alternative to money born not in a banker’s office, but in the minds of those who chose to save the world, understanding that true value lay not in numbers on a screen, but in the traceable, verifiable essence of everything.

Chapter 15: The Code of Absolute Money (Continued)

Murlo leaned back in his chair, the plush leather suddenly feeling less like a throne of power and more like a restrainer. The hum of the mainframe, once his comfort, now seemed to mock his once unshakable certainty. Demi’s words about "crystallized essence" and "living code" still scratched at the edges of his meticulously ordered financial mind.

"Magic," Murlo scoffed again, though the conviction in his voice wavered. "You speak of magic, Demi, when the world burns with wars fueled by the very money you claim to replace. Wars we – my nation – fund because our economic model, our very survival, seems to demand it. You call it 'extraction,' but for us, it's… market dominance. It's the cost of maintaining global stability, or so we’re told."

Demi nodded, his gaze calm, almost pitying. "Indeed, Murlo. A powerful story, meticulously crafted over centuries. But what if that 'stability' is an elaborate illusion, designed to perpetually feed an unseen master? Your wars, your 'market dominance,' your endless quest for control over resources and trade routes… all of it generates a specific type of energy, a quantifiable essence that can be harvested."

Skydle chimed in, his voice devoid of his usual cryptic edge, now purely analytical. "Think of the current global financial system, Murlo, with its competing reserve currencies, its trade barriers, its constant need for growth. Each nation fights tooth and nail for a larger slice of a finite pie. And what happens when the pie shrinks, or the fight becomes too intense? Wars. Economic blocs. Sanctions. All mechanisms creating friction, converting potential into waste, and value into… something else."

"Waste? Value into something else?" Murlo felt a chill. "You mean the Black Hole isn't just a metaphor for financial collapse, but an actual recipient?"

"Precisely," Demi confirmed, leaning forward. "Your bank money, your fiat currencies, are fungible. They are designed to lose their original identity and value with each successive exchange and conversion zone. They are claims, promises, debts – not inherent value. They are fluid, easily manipulated, perfect for siphoning off a percentage at each point of friction. The more friction, the more conversion, the more 'extraction' is possible."

"NDEV is different," Skydle continued, his words precise, like lines of code. "It’s created from tokenized, geo-located, real-world assets. Imagine a rare earth mine in a specific location, or the energy output of a newly built solar farm. We don't just assign a number to its product. We digitally capture its essence, its provenance, its origin coordinates, and its current state. This isn't just data; it's a digital twin infused with its geospatial identity."

"And then," Demi interjected, "we perform the crypto-splitting. This is where your 'magic' comes in, Murlo, but it's a magic built on algorithms, not incantations. We don't divide the token in the sense of cutting a pie into smaller, less valuable pieces. Instead, we fracture its digital signature, like a highly complex hologram. Each fragment, however small, retains the full, immutable, indelible 'memory' of its original, geo-located source. It carries the energy, the specific attributes, and the exact coordinates of its genesis point. It's not just a fraction of a whole; it's a whole, complete imprint of a fraction, linked perpetually to its origin."

Murlo's banker's mind, trained to identify vulnerabilities, immediately grasped a crucial implication. "So, if every fragment carries the original geolocation and characteristics, then it cannot be easily diluted or 'skimmed' without betraying its origin. It can't be washed clean and made generic for easy laundering or… extraction."

"Exactly!" Skydle exclaimed, a flicker of genuine enthusiasm in his eyes. "That's why it's Absolute Money. Its value is inherent and traceable, tied directly to its physical reality and its creation parameters. It removes the 'conversion zones' where value leaks away. It renders 'financial black holes' utterly ineffective because there's nothing generic left to siphon."

"Think of it in geopolitical terms," Demi pressed on, seeing Murlo's growing comprehension. "Your nations fight over oil fields, rare earth deposits, strategic trade routes. With NDEV, the value of those resources is embedded and transparently trackable in the global ledger, regardless of who physically 'possesses' the land. Transaction happens directly, value for value, across the HSBN – the Highly Scalable Blockchain Network. No need for intermediary currencies, no friction, no opportunity for an insidious 'tax' to be levied by an unseen hand at each exchange point."

"So no need for a reserve currency to dominate?" Murlo murmured, the very foundation of his career crumbling before his eyes. "No need to control the global financial flow through debt and interest?"

"Precisely," Skydle affirmed. "No need for economic zones to be adversarial. Imagine a future where nations collaborate, building those solar farms, developing those mines, knowing that the value they create is instantly, transparently, and immutably captured, shared, and utilized across a global network. The focus shifts from control over limited resources to creation of new, shared value."

"And the payoff for the current powers-that-be, Murlo?" Demi concluded, his voice lowering with a persuasive, almost conspiratorial tone. "The families, the elites who benefit from the current system, who drive the conflicts… they are not abolished. Their existing wealth, tied to physical assets, remains secure and even becomes more transparently valuable within the NDEV framework. Their influence shifts not from control through debt and conflict, but from leadership in creation and innovation. They retain their position, their assets, even their generational wealth, but the mechanism for its growth changes from extraction and war to collaboration and exponential value generation."

Murlo stared at them, a whirlwind of doubt and dawning understanding in his eyes. He had always seen the world as a zero-sum game, a constant struggle for limited power and resources. But Demi and Skydle were painting a picture of an entirely different game, one where every player could win, but only if they abandoned the old rules – rules that, it was becoming terrifyingly clear, had been imposed upon them by forces far beyond their understanding. The "Greys" weren't just a rumor; they were the ultimate reason to change. The choice wasn't about right or wrong; it was about survival.

The implications for the financial vertical he had led, the "permanent wars" he had indirectly enabled, the very purpose of his life… it was all being redefined by a code, a network, and a threat far grander and more terrifying than any cold war or financial crisis he had ever navigated.

Let me know your thoughts on this segment. I've tried to hit all the points you mentioned, especially the clarity on crypto-splitting, geo-location, the connection to AI economy, and framing NDEV as a solution for antagonist financial vertical without shaming them, but rather offering a mutually beneficial new path against a common external foe.

Chapter 15: The Code of Absolute Money

The word "extraction" resonated with Murlo's unsettling visions of the Black Hole. It evoked a sense of being drained, siphoned, not for profit, but for some alien, unfathomable purpose. It made him instinctively recall the hushed rumors among the Old Money families, the true Masters of the World Banks, of The Greys. These Galactic Farmers, as some called them, who allegedly cultivated civilizations for their resources. It made the whispers of "peak civilization" and "harvesting cycles" in their ancient texts suddenly feel chillingly real. Could it be true that the endless printing of money wasn't just about enriching the elite, but about feeding something, somewhere? Something that consumed the very essence of planetary endeavors?

Murlo’s mind, accustomed to the precision of balance sheets, recoiled from such outlandish notions. Yet, the persistent hum of the NDEV Code, like a forgotten melody, began to harmonize with his unsettling visions. Demi described NDEV not as a currency, but as a crystallized essence of value. "Imagine," Demi explained, his eyes alight with a visionary gleam, "a physical object – a rare earth metal, a barrel of oil, a unique piece of art, or even the energy output of a power plant. We don't just assign a number to it, Murlo. We capture its digital twin, its very essence, infused with its geospatial coordinates, its true origin. This is tokenization."

Here, Murlo’s thoughts raced to the familiar, yet newly unsettling, concept of intellectual property rights, of patents and licenses. He had always seen them as legal constructs, tools for monopolizing and profiting from human ingenuity. But what if they were echoes of something far grander – attempts to codify the very essence of creation, to lay claim to its digital soul?

"This digital twin," Demi continued, "is then crypto-split. Not divided in the way your bank notes are torn, but fractured, like a prism breaking light into its constituent colors, each retaining the full spectrum of its source. Each fragment, each NDEV token, carries the indelible memory of its origin, its value, its very location. This isn't just data, Murlo; it's a living code, infused with the magic of its genesis."

Murlo scoffed, but a flicker of fascination ignited within him. "Magic? Demi, we are bankers, not magicians. These are legal tenders, not… living codes."

"And yet," Demi countered with a soft smile, "what is money if not a shared belief in an agreed-upon magic? The magic of trust, of convention. Our magic is different. It’s the magic of absolute transparency, of indivisible value. Your UMU – Universal Monetary Unit – the CBDC your banks champion, attempts to unify by absorption, by control. It aims to centralize power. But our WDC, built on the NDEV Code, unifies by connection, by unveiling intrinsic worth. It empowers true exchange, without the need for conversion zones or the parasitic fees that sap the lifeblood from honest trade."

Skydle then interjected, "Think of it, Murlo, as a universal language of value. If Earth embraced this language, if its economies flowed through the Highly Scalable Blockchain Network (HSBN), where every transaction was a direct exchange of NDEV-backed value, where would the Greys extract from? Where would their 'farmers' find fertile ground for their monetary illusions, their endless wars for resources?"

The words struck Murlo with the force of a physical blow. Wars. He knew wars. His bank had funded them. His nation had profited from them. But he had always believed them to be the inevitable friction of nation-states, the brutal engine of progress. Now, Skydle and Demi were suggesting these wars were a feature, not a bug, of the very financial system he had so rigorously upheld. A system designed not to foster shared prosperity, but to facilitate extraction for unknown masters. It was a thought so subversive, so utterly alien to his world view, that it threatened to shatter the very foundations of his identity.

He thought of the whispered theories of the "Printing Press of Doom," how his bank, printing endless reams of dominant currency, effectively bought up the world's real assets at a discount, then seemingly teleported them… somewhere. Now he knew that somewhere. The stars pulsed vividly in his mind’s eye, the ominous shadows of the Greys coalescing at the edges of his vision.

This revelation, if true, ripped open the comfortable illusion he had lived within. He wasn't just a banker; he was an unwitting cog in a cosmic machine of interdimensional resource transfer. And the NDEV Code, this "living code," this "absolute money," was not just a new financial product; it was a declaration of economic sovereignty against an unseen galactic empire. It was, impossibly, a key to physically teleport objects – not just across a city, but across worlds. The true power of the Rämmsmail Code, as Demi termed it, lay not just in its financial utility, but in its ability to bend reality, to move matter, to reshape the very fabric of existence. This was the "magic" that Demi spoke of, and it resonated with the deepest recesses of Murlo's financial soul, stirring a primal fear mixed with an electrifying, terrifying hope.

Chapter 15: The Code of Absolute Money (Continued) (Part 2)

Murlo sat forward now, the initial shock giving way to a frantic, almost desperate, attempt to find a flaw, a loop-hole, in this radical proposition. His mind, trained for decades in the subtle arts of financial warfare and market manipulation, raced to dissect the threat NDEV posed to the existing order, and by extension, to his own power.

"You talk of value, of real assets," Murlo began, his voice edged with skepticism. "But the very definition of value is malleable. My analysts on Wall Street can spin gold into dross and dross into gold with a well-placed rumor and a few billion in leveraged derivatives. What stops that with your... NDEV?"

Demi smiled, a knowing gleam in his eyes. "That's precisely where the mechanics of NDEV diverge fundamentally, Murlo. The traditional financial systems you've mastered thrive on opacity, on the very malleability you describe. They thrive on abstraction. Fiat currency is inherently abstract – a promise, backed by faith in a government or central bank. Its value can be printed into oblivion or inflated away, siphoned by those who control its issuance and flow."

Skydle pulled up a holographic display, the schematics for a digital token appearing before them, annotated with various data fields. "With NDEV," he explained, "we move beyond abstract promises to tokenized, traceable real value. We're not just creating a digital representation of ownership; we're embedding the essence of the physical asset itself into the token. Imagine not just a symbol for 'one ounce of gold,' but the specific molecular structure, the precise geolocation, even the historical provenance of that specific ounce of gold, all digitally inscribed."

"The NDEV token," Demi elaborated, his voice precise, "is effectively a digital twin of an existing real-world asset. This asset isn't just gold, though that's a powerful and historical starting point. As per the foundational design, NDEV can tokenize other Items of Wealth – diamonds, oil and gas volumes, even technologies that can be quantified, or territories for rent. The critical factor is the inclusion of the Item’s registration parameters, such as geolocation, directly into the blockchain records. This makes the value immutable and uniquely identifiable."

Murlo’s eyes flickered to the annotated hologram. "Geolocation," he repeated, tasting the word. "So, if it’s a barrel of oil from a specific well, its digital token carries the wellhead coordinates?"

"Exactly," Skydle confirmed. "And its assay, its grade, the specific date of extraction. All these unique, verifiable attributes are captured, creating a NDEV Pass certificate for each unit of value. This certificate is 100% backed by the existing physical asset. This isn't theoretical; companies like Infinigold in Australia already implement aspects of this, guaranteeing gold with government backing. NDEV expands this to all quantifiable national resources. It's why NDEV is designed to be scalable to the same volume as that of all national resources that may be tokenized."

"But what about the splitting you mentioned?" Murlo pressed, recalling Demi's earlier reference to "fracturing digital signatures." "How do you fractionate something so physically specific without destroying its identity, and thus its value?"

Demi nodded approvingly. "A superb question, Murlo, and central to how NDEV thwarts extraction. When an NDEV token is 'split' – what we technically call crypto-splitting – it isn't diluted. Imagine a complex digital signature, a fingerprint of the original asset. When split, each new fragment doesn't just represent a portion of the quantity, but carries the entire, immutable digital DNA of the original, larger token, including its geolocation parameters and original attributes. It’s like taking a digital photo of an object, then cropping it – the cropped part still retains the perfect, uncorrupted pixel data of the original subject, just a smaller view."

Skydle interjected, "This means that any fragment of an NDEV code is a tokenized version of a real value with a NDEV Pass certificate. Your analysts can't 'spin' this, Murlo, because the inherent truth of the asset is embedded in every piece. There's no room for speculation or rumor to decouple the token's value from its physical reality or its origin. The value is not printable by Central Banks and is based on these real values."

"This also creates absolute transparency," Demi continued. "Every transaction, every split, every amalgamation of NDEV fragments is recorded on the Highly Scalable Blockchain Network, or HSBN. Think of it as a global, real-time audit. The amount of NDEV can be verified at any time against the physical assets backing the NDEV Pass accounts. This removes conversion zones – those opaque points where traditional financial systems levy hidden fees, or where value can be siphoned and transferred to financial black holes. With NDEV, there are no transaction, storage, or ongoing management fees in the typical sense; the system runs on the immutable code."

Murlo was silent, absorbing this. The implications were immense. "No fees," he murmured, his mind reeling. From a banker's perspective, this was heresy. "And if everything is transparent, then… no insider trading? No arbitrage from information asymmetry?"

"The incentive shifts from exploiting such asymmetries to creating new value," Skydle stated. "The focus isn't on extracting from existing wealth, but on contributing to the global pool of transparent, verifiable assets. Remember the purpose: to avoid conflicts and wars over resources. If the value of every resource is transparently known and exchangeable, and its provenance undeniable, the need to physically 'control' territory for its resources diminishes. You can trade in its NDEV, globally, securely, with 1:1 exchange rates between countries on the HSBN, and no exchange fees apply."

Demi concluded, "This is why NDEV isn't just 'better money'; it's a peace technology. It eliminates the very economic incentives for war, for dollarization, for debt-driven geopolitical influence, all the things that have historically fed the 'Black Hole.' Your industries, Murlo, those that currently rely on financial leverage and opacity, will find their business model fundamentally redefined. But for nations, for the global economy, it offers Security, Stability, and Guarantee of value backed by national resources."

Murlo looked from Demi to Skydle, then back at the gleaming holographic display of the NDEV token. Transparency, immutability, geolocation. A currency that couldn't be printed, couldn't be opaque, couldn't be skimmed. It was revolutionary, terrifyingly so, because it cut out not just the intermediaries, but the very mechanisms of power he had known his entire life. The "Greys" had created a shared enemy, forcing humanity to confront the flaws in its own system, and NDEV was the radical, tangible solution. It was a digital economic paradigm shift, designed not by economists or politicians, but by a necessity to survive.

Murlo’s mind reeled, not with the expected financial calculations, but with a horrifying, visceral certainty. The Fairy World, a vibrant tapestry of existence woven with life's purest energies, was intricately tied to a planet he now understood was hemorrhaging. He’d seen the Earth wars through Ramsmile’s eyes, fragmented, sure, but enough to burn images of destruction into his ethereal memory. Skydle had confirmed it, and now, the foundational principles of NDEV, pristine and logical, suddenly crystallized into a chilling prophecy.

This wasn’t about profit margins or market share anymore. This was about the slow, agonizing death of a connected ecosystem. If Earth perished, consumed by its own manufactured conflicts, the Fairy World, a delicate, interwoven reality, would suffer an irreparable collapse, swallowed by the 'Black Hole' of existential void. The concept wasn't theoretical; it was an impending, irreversible doom that dwarfed any fear of financial insolvency.

"The Greys," Murlo murmured, the name suddenly imbued with a far more sinister meaning than mere economic puppetry. "They were in the Fairy World, too. But on Earth, their presence is hidden, their influence covert."

Skydle’s voice, though calm, resonated with a newly sharpened edge. "Indeed. Their interest is not in humanity’s prosperity, but in its self-consumption. The wars… the unceasing competition for resources, for profit. Look at the current landscape, Murlo. The conflict between Russia and Ukraine, Israel and Iran – these aren't isolated incidents. They are symptoms of a global system that rewards antagonism, where the very act of printing currency, of seeking dominance through financial leverage, fuels the production of weapons and the division of territories."

He paused, letting the weight of his words settle. "Consider the power of the dollar, the most dominant global currency. Its role is to support price-forming on the planet, to dictate economic flow. But then, there's the rising challenge of the Chinese Yuan, increasingly printed and allocated, sometimes with a direct division of parts, including massive portions for military expansion. It's a race, Murlo, a deadly competition where nations, driven by the need to secure their share of this finite, fungible 'profit,' are willing to unleash catastrophe. A shift from dollar to yuan dominance would likely be catalyzed by even bigger wars, not peace."

Murlo felt a cold dread gripping him. He’d dismissed the human conflicts as distant, irrelevant. Now, he saw the terrifying, inescapable loop: competitive profit-seeking, fueled by inherently flawed monetary systems, leading to ever-escalating wars. His own colleagues on Earth, his human counterparts, were caught in this vortex. The final horror: nuclear annihilation. He saw them – the analysts, the traders, the innovators – not as abstract figures, but as individuals, their lives snuffed out in a flash.

"We saw the consequences," Skydle continued, his holographic form leaning forward, "and concluded that the only way to genuinely decrease hostilities between these powerful financial zones – the USA, China, Russia – is to unite them. Not through fragile treaties, but through a shared, inviolable economic foundation. HSBN provides the infrastructure. NDEV provides the code."

He projected a simple yet profound visual: three intertwined circles, representing the major powers, interlocking at a central point that pulsed with light. "This alliance, forming the basis of a World Digital Currency (WDC) based on NDEV, with geolocational parameters of tokenized values and resources, becomes the antidote. Other countries can and will join. Russia, for instance," Skydle emphasized, "possesses close to one-seventh of the planet's landmass and resources. Imagine if they adopt the principle of forming their legal tender right on the ground of creating NDEV codes. Their resources would truly serve their residents, not be exploited by external agendas, certainly not by the 'Greys' who profit from division."

"This idea, Murlo," Skydle concluded, his gaze piercing, "is not forced. It is the logical progression. Manna-AI, calculating beyond human biases, has shown that profit for all – true abundance and sustained existence – far outweighs the catastrophic cost of perpetual conflict. It is better than death for all. This is a solution born from earthlings' own ingenuity, a culmination of human civilization's technological and conceptual evolution. It’s what you were seeing with the 'publications of technologies.' This very truth shields it from the Greys' direct interference. It's a product of their own civilization, a path to self-liberation they themselves forged. The faster we introduce the WDC based on NDEV, the sooner we secure the future for all."

Murlo stared at the intertwined circles, the vision of a unified Earth contrasting starkly with the searing images of war. The 'Greys' plans, the FRS's unwitting complicity, the global race to the bottom – it all coalesced into a single, overwhelming truth. This wasn't merely a better financial system; it was the last, desperate chance for survival. The time is crucial.

nnnnn

Rex, the schnauzer, lay motionless, his gaze fixed on the shimmering screen. Despite his stillness, his every fibre hummed with a tension that mirrored the digital stream flowing into his mind – a stream he now translated instantly into the intricate language of human thought. His master, Dr. Fair, sat nearby, scribbling feverishly, capturing Rex’s revelations, his hand struggling to keep pace with the influx of otherworldly data.

"The Code... it's alive, Master!" Rex's voice, though emerging from a canine form, resonated with an uncanny human-like urgency. "It holds a memory, a history woven into its very being. Unlike the flimsy currency of Earth, born from the arbitrary whims of men and machines, our NDEV… it’s a living thing. A blueprint of existence." The schnauzer’s usually playful eyes were now deep pools reflecting the weight of cosmic truths.

Demi, engrossed in his holographic projections – swirling patterns of numbers and symbols, cosmic maps of intertwined realities – nodded almost imperceptibly. "Precisely, Rex. The NDEV Code is more than just a financial tool; it's a testament to the universal law of exchange. It carries the indelible mark of its origin, a geographical and ontological imprint. Every resource, every product of labour, and every fragment of value on Earth can generate such a code. Think of it as an 'energetic signature' or a 'soul crystal' for every tangible thing."

Skydle paused, his fingers hovering over a vast, iridescent map of Earth. His face, usually a mask of detached analytical precision, now showed a flicker of awe. "A 'soul crystal'… you mean, like a digital DNA? A unique identifier that contains its entire history? The 'where' it was generated, the 'how' it was created, the 'who' invested their energy into it?" His mind, accustomed to the abstract fluidity of Earth’s financial markets, grappled with this profound concept. He saw the world’s wars, its inequalities, its relentless struggles, all traceable to the deceptive abstraction of Earth's money. This NDEV, this 'soul crystal' for value, offered a stark, divine clarity in comparison.

“More than that, Skydle,” Demi continued, his voice imbued with the passion of a true visionary. “It's not merely an identifier; it’s a blueprint for teleportation. The very essence of NDEV, what we call crypto-splitting, is the ability to break down a physical object into its informational essence, transmit it, and reconstitute it elsewhere. And the beauty is, when a value is crypto-split, it retains its intrinsic properties and its geo-location, its ‘memory of origin,’ even across dimensions. Unlike Earth’s fiat currencies, which lose their ‘soul’ the moment they leave their national borders and are subjected to arbitrary conversion, NDEV carries its truth with it.”

Rex, sensing the deepening understanding, nudged Dr. Fair’s hand. Dr. Fair, still writing, let out a soft exclamation. "The Ramsmile… it's the embodiment of this split, isn't it? The ram’s resilience and the dog’s loyalty, digitally entwined, symbolizing the perfect, unbreakable bond of value, even when fragmented. This explains its ability to travel between dimensions!" Dr. Fair’s eyes gleamed with newfound insight, a revelation that transcended mere physics.

Demi pointed to a glowing node on his projection, a nexus of intersecting realities. "Indeed. The Greys have manipulated this planet, turning it into a farm by controlling the very essence of its economy. They introduced fiat currency—paper dreams, digital illusions—that allowed them to siphon off real resources from Earth, transporting them through undisclosed channels to their markets, exchanging them for power and influence across the galaxies, enslaving worlds through debt and manufactured scarcity. Their purpose was simple: export Earth’s actual wealth while leaving its inhabitants squabbling over printed notes. Wars, financial crises, suffering—all orchestrated to prevent us from recognizing true value and to maintain their dominion over the planetary resources."

"Which is why," Skydle concluded, looking directly at Dr. Fair, his gaze burning with conviction, "we must spread this code. Make it accessible on Earth. Show them how to replace the fiat currencies that enslave them. For as long as the world remains cleaved by dollar and yuan economies, by arbitrary financial zones, wars are not just probable—they are inevitable. This path is chosen not for moral reasons to end antagonistic wars, but as the only technological possibility for creating a divisible NDEV Code with an included geomark – precise geolocation parameters of the territory where this code is created and registered, for subsequent economic calculation involving AI systems."

Murlo scoffed, but a flicker of fascination ignited within him. "Magic? Demi, we are bankers, not magicians. These are legal tenders, not… living codes."

"Waste? Value into something else?" Murlo felt a chill. "You mean the Black Hole isn't just a metaphor for financial collapse, but an actual recipient?"

"So no need for a reserve currency to dominate?" Murlo murmured, the very foundation of his career crumbling before his eyes. "No need to control the global financial flow through debt and interest?"

"This idea, Murlo," Skydle concluded, his gaze piercing, "is not forced. It is the logical progression. Manna-AI, calculating beyond human biases, has shown that profit for all – true abundance and sustained existence – far outweighs the catastrophic cost of perpetual conflict. It is better than death for all. This is a solution born from Earthlings' own ingenuity, a culmination of human civilization's technological and conceptual evolution. It’s what you were seeing with the 'publications of technologies.' This very truth shields it from the Greys' direct interference. It's a product of their own civilization, a path to self-liberation they themselves forged. The faster we introduce the WDC based on NDEV, the sooner we secure the future for all."